In today’s challenging housing market, retirees looking to downsize face a unique set of obstacles. Traditionally dependent on stable incomes from employment, many find themselves navigating this transition on a reduced retirement income, which may include social security, pensions, or…
Navigating the current housing market can be daunting, especially with tight inventory and rising demand. Many homeowners face the dilemma of whether to buy a new home before selling their current one. This guide explores four practical strategies to help…
Selling a home today is more profitable than ever before. However, with this increased profitability comes a significant downside: a larger number of Americans are facing unexpectedly hefty capital-gains taxes. According to recent data from CoreLogic, a real-estate data firm, approximately…
The recent headlines broadcasting mortgage rates surpassing the 7% mark have instilled a sense of apprehension among potential homebuyers. In a market perceived as increasingly unaffordable, it's easy to feel discouraged. However, with the right mortgage strategy, you can transform…
The 2024 real estate market is ROUGH. Losing to multiple offers, emotional frustration, and the stress from competing offers is discouraging to say the least. Notably 32% of home sales are being clinched by all-cash buyers, the strategic advantage of…
Have you been noticing the prices of fast food and other products going up? Well, you're not alone. Across the country, families are feeling the financial pain of previously low-priced items suddenly costing double (or triple!) what they’re used to.…
Hello, aspiring real estate investors! Imagine embarking on an exciting journey, one that mirrors the adventure of setting sail on a grand voyage, but in this case, your destination is acquiring your first rental property. This journey isn’t just thrilling;…
Spring has finally sprung, and for homeowners, it's the perfect time to roll up your sleeves and give your property some much-needed TLC. As the flowers bloom and the sun shines brighter, here are the top 10 things you should…
Understanding the role of your credit score is paramount in the journey to homeownership. It's the linchpin that can either smooth the path or create hurdles when seeking a mortgage. At Refined Lending powered by Luminate Home Loans, we recognize…
The National Association of Realtors announced a change in how REALTORS are compensated that could significantly impact the real estate landscape as you know it. Understanding how these changes impact you as a homebuyer and/or as a real estate agent…
