We have used the Arvold team twice now in the last 14 months, once on our new construction house and then to take advantage of the lower rates thru a refinance. Mike, Carolyn and Cari are Awesome! They make the process, simple, easy to understand and are seemingly available at all hours to answer questions. We could not recommend Mike and the Arvold team more! They are truly good at what they do leaving you with an outstanding experience!!! Thanks Mike, Carolyn and Cari