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Testimonial by: Karen F

Home » Dustin is great!

Dustin helped us with our home refinancing and he was so knowledgeable and really great to work with! He made the process easy and answered every question I had. I would highly recommend Dustin as your go to lender!

Karen F

Rating: 5

Step 1 of 20

5%

What are your goals?
- I want to buy a home
- I want to refinance

Where are you looking to buy? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No
How did you hear about Refined Lending?
- Facebook/Instagram/TikTok
- Google Search
- Agent/Builder referral
- YOUTUBE

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*

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This is a loan production office of Luminate Bank.

Address:
9240 Baltimore Ave NE, #110
Blaine, MN 55449

Hours:
Monday – Friday: 9 am – 5 pm

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9240 Baltimore ST NE #110
Blaine MN, 55449
(763) 784-8700

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I am grateful for the opportunity to work together.

If you have friends or family members who could benefit from personalized financial advice to reach their goals, please let them know about my practice. When you refer me, they will receive an email with a link to my website where they can learn about what it’s like to work with me and reach out for a complimentary initial consultation, if they choose. Thanks again for trusting me to help you achieve your financial goals.

The person you refer will receive an email with a link to visit my website and contact me for a complimentary consultation, if they choose. I will be notified of your referral with your friend’s contact information and may reach out to them directly.